Our Team

Geraldine Low CFA, CPA Singapore, M Ed Mgmt
Founding and Managing Partner

Geraldine has more than 30 years of global experience at senior levels in finance, international trading, capital markets, private equity, venture capital, real estate and private wealth management.

She held senior positions as Managing Director of J Safra Sarasin Bank, SVP Senior Client Partners at DBS Bank, CA Indosuez, and Citi Private Bank. She is also a serial entrepreneur and has led various global initiatives and investments through her extensive global networks. Some of the companies include being Co-founder and CFO of Vino Fontaine Pte Ltd (www.mysantus.com) and Kingdom Partners Group Inc (www.kingdompartnersgroup.com).

In her earlier corporate career, she was involved in institutional research sales and research at DBS Vickers Ballas Securities and ING Barings Securities covering Asian Equities. She was also on the buy side as Principal of Bioveda Capital Pte Ltd, which managed the Bioveda Fund, a life science focused investment fund.

Geraldine started her career in audit at KPMG Peat Marwick after graduating from the National University of Singapore with a Bachelor degree in Accountancy where she was a KPMG Peat Marwick scholarship holder. She also holds a Master’s in Education Management from the University of Western Australia and holds the CFA and Chartered Accountant of Singapore professional designations. Geraldine is an active AIESEC (Association of International Students in Economics and Management) alumnus, having been involved as a member of the executive board of AIESEC Alumni International headquartered in Brussels as well as in the regional and local alumni associations. She is a trained facilitator for Generosity Path and is also involved in various charitable organizations.

Our Partners and Associates 

They say that if you want to walk far, you walk with others. 
In this globalised and connected world, Berioza Associates works with a network of partners and associates globally, depending on their domain expertise and geographical focus. Other than Singapore, our partners are located worldwide including major hubs of Shanghai, Dubai and New York.